Discover The Dirty Little Secrets of The Credit Repair Industry by Watching This Video!

(just click anywhere on the video above to stop it from playing if you’d rather read this exclusive content)

 

Hey friend,

My name is John and welcome to the other side.

I’m going to show you some pretty intriguing and encouraging information about credit repair and how you can literally “change the game” on your credit score, forever.

Now, I’m not sure how you found this page –

Maybe you were sent here by a friend, maybe you heard about it in the newsletter through email, or maybe you just randomly stumbled upon it…

Whatever brought you here – congratulations on finding it.

What you’re about to learn will be worth an absolute fortune to you if you put aside all distractions and focus on the information I’m about to share here. So please — pay very close attention.

 

 

There has been a “changing of the guard” unlike anything you’ve ever seen, and I’m going to show you how you can become one of the very few people who will take advantage of this incredible shift.

This truly is history in the making – and like all lessons in history: Those who fail to understand the mistakes of the past are doomed to repeat them.

But for those who recognize the changes that are happening, the next 30 days could become your own, personal “Golden Age.”

I’m going to show you how the current “doom and gloom” state of this economy has presented a massive opportunity, and how you can benefit and take advantage of this brand new opportunity that NO ONE else is.

I’m also going to teach you how to save up to $150,000 on a home purchase and up to $3,000 on any car purchase with just 20 hours of work.

And I’ll tell you why 97% of people will inevitably miss this opportunity altogether.

Sounds like a pretty good trade-off, right? $150,000 for just 20 hours of work? That’s %7,500 an hour for your efforts! — BUT I know what you’re thinking… and I don’t blame you.

These are BOLD claims and I know they seem farfetched – but fortunately for you (and your truly), I can back them up 100%.

I’m actually going to show you exactly how this works… (with undisputable proof)

But before we get into all that, I wanted to tell you a little bit about me…

 

 

It got to the point of me just avoiding even applying for loans to spare myself the embarrassment, because I did not ever want to hear these words again:

“We’re sorry sir, but your credit rating isn’t high enough for us to give you a loan.”

It wasn’t until a profound opportunity came my way, much like this, that I decided ENOUGH was ENOUGH. No more feeling inadequate.

I wanted to know that in 3 months from now, I could march up to ANY dealership or ANY bank and be approved for that car, loan or mortgage. I was determined.

But to be honest, I was also a little nervous.

I was nervous about all the “legal mumbo jumbo” that I heard was required to repair my credit the correct way.

And believe it or not, my skepticism met with just the right person.

Now, in order to protect his identity, I can’t get into details about who this guy is and what he does — but what I can tell you is that he knew everything about the inside of the credit bureaus. Everything.

And after a few lunches with this man, I was absolutely shocked at what he had to share with me. I found myself wanting to share this stuff with everyone.

With the help of this information and through years of learning “on my feet” and helping many others with credit problems, I’ve seen that the credit bureau insider-secrets to the fastest and most effective way to improve credit scores can be leveraged by ANYONE, including you.

Now, if you’ll read the rest of this ultra-timely information below, you’ll learn about some of these industry secrets that I learned – undisclosed information that the credit repair agencies and lawyers DO NOT want you (or me) to know about.

Secrets that can be used to raise your credit score over 100 points and save you up to $150,000 on your next home purchase.

And yes, you guessed it – classified information that when used in combination with the profound economic shift that I mentioned earlier, can attribute to your own, personal “Golden Age.”

So if you haven’t already done so,

 

 

And just to make sure you don’t just jump to conclusions, let me tell you what all of this this is NOT about:

This is the power that comes with knowledge – the know how that will follow you forever, so that you’ll never again have to deal with all the stress that comes with having bad credit scores.

So, let’s finally dive right into the good stuff with a little background check on the Credit Bureaus themselves…

Most people don’t know this, but Credit Bureaus are NOT officially recognized government entities.

They are private for-profit companies that are in the business of buying and selling financial gossip about you and millions of other people, and making huge profits from it – billions of dollars in annual sales.

And basically, that’s all that a credit report is. Unproven financial gossip… and this is why the Fair Credit Report Act became a law – to help regulate the bureaus and protect us, the consumers.

Now, over the years this act has been amended with new and updated laws to continually protect consumers against the changing business of credit reporting.

It is these laws that allow you to make major changes to your credit scores by forcing creditors and credit bureaus to abide by them by leveraging an effective, lawful credit repair process.

Some of you may already be aware of all that.

But the real, little known secret when it comes to actually getting it done has to do with getting past the many ways that Credit Bureaus and Collection companies identify what we’ll call “the typical credit repair dispute method.”

So, how exactly do you avoid the ineffective “typical credit repair method” and what can you do about it?

The answer is: More than you know.

(and yes, even if you already qualify for loans here and there, you can also do a ton.)

Unfortunately, though, most people do nothing because as long as they qualify for a loan and make a monthly payment, what do they care?

Not very smart at all, though.

Let’s take a look at what having better credit scores can do with a real-world example:

 

 

Both Mary and Harry are out to get a 30 year mortgage for a new home. Mary strolls over to the bank and gets approved for a $180,000 mortgage at a 5% interest rate.

Her monthly mortgage payment for that $180,000 home is exactly $966.28, for a total loan payoff amount of $347,860. The total interest paid during this mortgage comes out to be just shy of $168,000 bucks.

Now Harry, approved for the same $180,00 dollar mortgage, gets approved for a 9.0% interest rate – due to a, well, less than stellar credit score. His monthly mortgage payment for the same $180,000 loan is exactly $1,448.32 per month, for a total loan payoff amount of $521,395. The total interest paid during Harry’s mortgage is considerably higher than Mary’s, at over $341,000.

 

 

In other words, for the same home loan – Harry paid over $173,000 more than Mary did!

The Moral of this story?

Don’t get yourself into a HARRY situation!

Harry threw away over $173,000 because his credit scores were not worthy of a 5% interest rate.

Imagine what you or I would do with that $173,000! The list could be endless…

You can use and apply the example above to almost ANY loan situation and save literally thousands of dollars in interest payments!

And let’s face it, until you came to this very website, you only had a couple of options for improving your credit score…

Option #1:

- You could pay money to a “Credit Repair Company” to handle it for you.

Unfortunately, there is a major problem with credit repair companies – they have an extremely notorious record of ripping-off people like YOU.

It’s gotten so serious, that their bad reputation has received the attention of the United States Federal Trade Commission! The FTC has now BANNED them from charging ANY money up front before services are rendered.

Not only that, but there are even state regulations against these Credit Repair companies!

Over 19 states now REQUIRE Credit Repair Companies to be bonded (for up to $100,000) before they can even open their doors…

And don’t even bother reporting them to the Better Business Bureau – over 99% of these companies receive an “F” Rating or “No Rating” at all, which is even worse according to BBB standards.

So, there’s always option number two for improving your credit scores…

Option #2:

- You could gather and study “free credit repair information” and do it yourself.

Unfortunately, there are two major problems with “free” credit repair information…

1.) The first serious problem is that “free” credit repair information if almost always outdated and will do you more harm than good when acted upon.

Here’s a quick example for you:

I was once visiting an online credit repair discussion board with over 9,500 registered users teaching people to dispute every negative account with the credit bureaus by mailing a letter disputing the account as simply “Not Mine”.

I was flabbergasted with this! Why?

Because disputing every negative account as “not mine” is about the dumbest thing you can do.

Not only is a “not mine” dispute the easiest thing for the credit bureaus to verify, it can trigger a fraud flag on your credit report, resulting in some unintended results to say the least.

Disputing as “not mine” requires a specific approach to only specific items listed as negative.

Here’s the fact:

All these “free” discussion boards make their money ONE WAY: By selling advertisements.

The reality is, these sites are way more concerned with the volume of traffic they get than the quality of information you receive. This is unfortunate, but it’s true.

Let’s not forget – this is your CREDIT WORTHINESS we’re talking about here and bad information will absolutely destroy your credit score improvement plan if you fall prey to it!

2.) The second serious problem is almost all Free Credit Repair Information includes “pre-written” and “template” dispute letters that are touted as, “proven” and “time and money saving”.

Just enter your info into them and you’re ready to go, right? WRONG!

Mailing just ONE of these letters can be a huge mistake and here is why…

The Credit Bureaus receive over 5 MILLION Dispute Letters per year!

At one point in time, they were spending over $20 million dollars processing all of these disputes…

As you can imagine, this was a huge incentive to cut how much money these disputes were costing… as any private company would want to cut out some of that $20 million dollar profit-killing deficit!

And that’s just what the Credit Bureaus did – with two pieces of technology:

O.C.R. – Optical Character Recognition

E-OSCAR

O.C.R. (Optical Character Recognition) is technology which allows the Credit Bureaus to electronically scan and read over 20,000 dispute letters per hour, even if they’re hand written!

More interestingly (and VERY importantly), the O.C.R. system can store every single letter it scans into a database and then MATCH future dispute letters received against them.

Which means that any “pre-written” and “template based” dispute letters that are used by credit repair companies or copied by you out of Credit Repair Books, Websites or Software Programs…

They are all weeded out by the system.

The Credit Bureaus will catch it in a second and send you back a letter letting you know.

The last thing you want to do is send letters that have been written by hundreds or thousands of other people before you.

(Well, the absolute LAST THING you want to do is NOT take action)

And trust me, I understand how easy it is to just want to ignore bad credit.

I mean, how many of us have ever received one of those annoying, harassing collection phone calls or letters in the mail? Don’t you hate that feeling?

Your day could be going perfectly – sun shining just right, perfect temperature … maybe even have the day off, sipping on a mojito by the water?

Then you get to opening the mail, and this thing pops up and man, what a stressful feeling!

Not only are you standing there left feeling stressed but even a little annoyed at the fact that this collection company keeps harassing you.

Now let’s get back to sipping on that mojito and imagine never feeling that way ever again.

So, how do you eliminate that stress of having a low credit score, for good?

The how involves lawfully disputing the RIGHT information, and the process involves disputing in the RIGHT sequence and from the RIGHT source.

What I mean by this is that by requesting information that the Credit Bureaus and Creditors MUST respond to requires a very specific approach – and that’s where disputing and requesting the RIGHT information comes into play.

Here’s what I mean further: It’s all about requiring proof of specific information from the people who report your credit worthiness. This is a very important systemic process.

If the credit bureaus cannot verify negative information on your credit report by talking with the original creditor (company who reported your negative account) , then they must (by law) remove it.

It even goes beyond this…

If the credit bureaus say they have verified the negative information with the company who reported it, you can now (and absolutely should) contact the company reporting the negative information (original creditor) and request that they provide ALL documentation proving the account is yours, including very specific details of the account.

Almost always, they can’t furnish this information! And if they can’t furnish this information to you, how could they to the credit bureaus?

Bingo.

Instant removal of negative information on your credit report OR you have a nice little lawsuit on your hands, which they will be made very well aware of. You don’t even need an attorney for this!

For each violation of the Fair Credit Reporting Act that you can prove (which you have by making copies of all these letters), you can sue for $1,000 in damages AND the item(s) must be removed.

Most of the time, the original creditor will delete the negative information from your credit report before letting it become a lawsuit issue, and your credit score goes up as a result.

Now this all may or may not sound complicated to you, but you absolutely must get this right.

Not only do you not want your disputes marked as “frivolous” by the credit bureaus but more importantly, you want all negative items removed from your credit report as fast as possible.

They’d much rather just move along to the next person who will roll over and allow low scores to affect them.

These people cost creditors and debt collectors less money and they pay more than people like you or me, who are willing to do what’s necessary to improve our credit score.

This is why the how you dispute and process of disputing is so critically important – you become someone who knows what they’re doing.

So how do you become someone who knows what they’re doing, someone with a great credit score, someone without the stress, frustration and pressure of a bad credit report? And someone who gets approved at low interest rates for loans?

The answer is The Clear Credit Blueprint.

 

Let’s see what others are saying…

You will learn how to dispute negative items the most effective way, and you will learn the process of credit repair in its fastest and most efficient way, hands down.

We reveal exactly how to best challenge both the Credit Bureaus and Data Furnishers/Original Creditors in regards to every negative item on your credit report.

We will show you the latest secrets for most effectively working towards deleting:

By using this step-by-step program, you’ll quickly turn a major part of your life around. It requires NO knowledge of the credit industry, NO formal education, and NO “expert -lawyer” guidance.

If you can read and write, then you can be successful at improving your credit score with The Clear Credit Blueprint.

And of course by being a step-by-step, organized module based system…

That means that we GUARANTEE you’ll never be left feeling “lost” as far as which step to take next.

So with that said, here’s an overview of the easy-to-follow organized modules that make up The Clear Credit Blueprint:

MODULE 1

This module introduces you to the Clear Credit Blueprint and gives you a walk-through on how to get started with your credit repair strategy. You’ll quickly understand the power of the Clear Credit Formula and the step-by-step process that will lead you to the credit you’ve dreamed of having.

 

 

 

 

MODULE 2

The second module takes your new found knowledge from Module 1 and goes a bit more in depth with information on obtaining your credit report the RIGHT way and provides insider tactics for keeping your credit score in tip-top shape all year long.

 

 

 

 

MODULE 3

The third module reveals insider info regarding the disputing process and how common practices can actually hurt your credit rating. You’ll also learn ways to stop the credit bureaus from selling your information over to money-hungry creditors and how these tactics can be used to make your private life more secure than ever before.

You’ll also learn the proper way to sign your name when disputing information on your credit file (yes – this matters!) and the revealing nature of collection agencies, how they operate, how they lie, and how to take advantage of this fact.

 

MODULE 4

The fourth module continues the process-driven system and teaches you how to correctly identify new potentially positive accounts that have NOT been added to your credit file that can have a substantial positive effect on your credit score, and how to legitimately and effectively add them to your credit report.

You’ll also learn how exactly FICO works, and you’ll discover one of the single best strategies for having negative items removed from your credit report – for good!

 

 

MODULE 5

In module 5 you’ll discover how you can pay down a loan for pennies on the dollar of what you owe and how by doing so will remove any negative information regarding that account on your credit file, forever! You’ll also learn when to sue, and how to sue a collector or credit bureau if your rights are violated, without needing a lawyer whatsoever.

 

 

 

MODULE 6

In module 6 we unmask the single most important thing about repairing your credit and how it’s far off from what you’d be expecting it to be! We also identify the difference between the legal & illegal methods of creating an alternate credit file so that you’ll never have to worry about stepping on good ol’ Uncle Sam.

 

 

 

MODULE 7

In Module 7 is where you’ll really hit the credit repair “sweet spot.” It is packed full of methods of disputing, including the critically important how to dispute and process of disputing. You’ll also learn what NOT to do when disputing.

Also included are invaluable Dispute Letter Formats, all written by an ex-credit bureau insider for you to use as a hand-held tool to craft the most effective and original, never before used dispute letters. These have been made available to you for NO EXTRA charge and they’re critical as a step to obtaining a much better credit score. Credit repair agencies HATE me for giving away these proven letter formats!

 

MODULE 8

In Module 8, you’ll find information pertaining to bankruptcy, foreclosure, how to save a property, divorce, and how to protect your credit through all of these unfortunate hardships. Even if you’re someone who is not facing these things, this is some very good education on the subjects.

 

 

 

 

MODULE 9 – Bonus Module (Just Recently Added)

Module 9 includes strategies that could very well “change the game” by generating sustainable income beyond anything you’ve ever had, all from the comfort of your own home. These exclusive fortune techniques have been responsible for helping ordinary people go from broke to generating over $10,000 a day, including yours truly.

 

 

 

 

All in Total – 8 Modules of No Theory, No Fluff, Down and Dirty Credit Repair Strategy That Works.

But – don’t just use this by itself. If you really want to crush it, combine The Clear Credit Blueprint with this supplemented bonus tool…

Good Credit in a Bad Economy

Written and designed to supplement The Clear Credit Blueprint, this in depth 60-page book has absolutely no fluff and no filler content… it is raw, actionable packed information to help you with over 100 surefire strategies including:

• How to safeguard your credit score (page 13)
• How to best deal with the emotional aspects of your credit score and credit repair (page 56)
• How to break bad credit-weakening habits and form good ones to build and maintain a great credit score (page 31)
• How to develop and follow an organized credit repair strategy by implementing “The CC Plan” (page 41)
• How to deal with debt if you’re swimming in it and need help getting out (page 53)
• How to avoid common credit repair mistakes (page 17)
• How to deal with lenders, loans and how to get what you want (page 44)
• And much, much more

This book was originally created as an optional add-on to The Clear Credit Blueprint… and yes, we were originally going to charge extra for it. But we’re not going to do that.

Instead, we have included it as an extra bonus to The Clear Credit Blueprint, in hopes to receive your testimonial on how kick-ass this program is after you implement it and raise your credit score.

 

So by now you must be wondering, how much does all this cost?

Well… If you don’t mind me saying so,

Pricing is just a messed up game.

How screwed up is it that McDonalds has a dollar menu… but you can’t buy half a cantaloupe for a dollar?

And it’s the same thing online…

The GARBAGE comes cheap… but that’s NOT to say that we haven’t made this very affordable.

 

After all, that would be a pretty reasonable price for permanently eliminating the stress and pressure from having a bad credit score!

But, it’s not gonna cost $299 dollars.

It won’t cost anything close to it…

And I really want to make this available to anyone who is serious about improving their life and credit score.

So, I went as low as I can go without being mauled by the maintenance costs as to make this as easy as possible.

And not with just the price, but also with the convenience of having two different payment options

If you choose the pay in full option, you’ll pay only $67 and save over 25% of the original $87 price for The Clear Credit Blueprint.

But if you’d rather chose the pay-over-time option, you’ll pay $29 today, then 2 more very easy monthly payments of only $29 for a total of $87.

After the 3^rd and final $29 payment, you will no longer be billed.

 

Whichever way you choose to pay, you’ll receive the entire course and bonuses right away. No waiting.

One more thing – to make this an absolute no-brainer, I’m going to take all of the risk so you’ll have absolutely nothing to lose.

 

 

I’ve been DARED by a colleague to offer you this special 100% Money Back, Double Guarantee

 

 

To YOUR Financial Freedom,

John D.

P.S. The bonuses mentioned above, including the 9th module, are TIME-SENSITIVE! They are only being made available as part of a New Years promotion and will be taken down very shortly. Click “Add To Shopping Cart” Now!

P.P.S. Remember – the mistakes of the past can ALL be amended and this course can help you now. The Clear Credit Blueprint will help you FIX your credit, and help you KEEP it where it should be with proven step-by-step instructions, guides, printouts, checklists and mind-maps.

P.P.S. Don’t forget that the insider Dispute Letter Formats are letter formats that will create ORIGINAL, never before used Dispute Letters and are guaranteed to delete negative items from your credit report. Raise your credit score NOW and click on “Add To Shopping Cart Now!”